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Oklahoma Payday Loan Laws and Regulations. Maximum Loan Amount: $500. Loan Term: 12 to 45 days. Finance Charge $100 Loan in 14 Days: $15. APR for $100 Loan n 14 Days: 390% Maximum Number of Outstanding Loans at a Time: Two. Cooling-off Period: 5th Repaid Consecutive Loan, 2nd Business Day. Repayment Plan: Allowed.

 

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